SMRTrade.com, "Time moves on and new and newer investment programs appear and exeunt hand in hand with it, the programs which offer its rates of interest, its secure level of investor’s deposits and it’s different pledging of security. But how many ongoing programs which bring any shareholder's benefit we could see? You need not be an investing executive to admit that 99% of every program is cross schemes. Dividends payable to shareholders originate from new deposits incoming, which means Ponzi scheme. Regrettably it is widely spread schedule nowadays of business conduction and it is always spell defeat of such program. It may happen after week, couple of months or even couple of years. It is unable to ensure a profit to every party, whether it was obligee or custodian.

We are here to elongate our assets via bottom-line investors. And at the same time to assert that successful programs exists and may persist for coon's age. We are offering an invitation to become a party in our program, which anticipates not only good returns but still valid percentage of profits and day-night access to the account, and still fulfils a promise! Your investment with our program will bring you delight of life! Now you’ll get oceans of free time. Contribute that time to your family or your likes. The rest of work we will execute for you! We know how to mark up an earning power, just invest in the right way and we are ready to share the profit with every party of our program!"

To start with SMRTrade is a short term program, but in addition to short term plans they also have a “perpetual” plan that makes daily payments everyday on one deposit for however long the program runs for. I’ll get to that one in a moment but first I’ll describe the more conventional plans.



The first of these runs for 10 business days (2 weeks) and pays a low rate of interest every working day. The interest varies according to how much you spend and the rates are as follows: Deposits, which start at a minimum of $5 by the way, up to a maximum of $300 are paid 2% per day. That paid five days per week for two weeks will give you 20% profit in addition to your principal getting returned. Deposits between $300 and $1,500 are awarded 2.5% per day, which on expiry would build up to 25% profit on top of your principal. For the more adventurous players willing to spend from $1500 to $5000 the daily payment goes up to 3% per day which will bring in a total profit of 30%. And finally for deposits larger than $5,000 with no published maximum SMRTrade offers a payment of 3.5% per business day, giving you a total profit of 35%.

The figures to invest in the next plan are similar, but the big difference is that SMRTrade only pay you once on expiry. Sacrificing daily payments, small as they are, in favor of a bigger profit is a risk you need to think about. I’ll give you the final returns here and you can think for yourself if you think it’s worth it or not. The plan itself runs for 14 calendar days so it’s the same length as the first one. I remind you that all payments are final and include your principal already. Deposits between $5 and $300 will bring in a total return of 122% on expiry. Amounts from $300 to $1,500 will earn 128%. Investors willing to risk from $1,500 up to $5,000 are rewarded with 134% on expiry. And then for deposits upwards of $5,000 SMRTrade is offering a return of 140%.

Then SMRTrade pulls something interesting out of the hat with their third plan. It’s a no expiry plan that pays out on business days only (Monday to Friday). There is just one single interest this time, which is 3% per day regardless of how much you wish to spend. Minimum investment is $5, and after that you can spend pretty much whatever you like. But to make it easy let’s say you invest with $100. That brings in $3 per business day, $15 per week, and allows you to break even after 34 business days (almost 7 weeks). This will continue for as long as SMRTrade manage to keep themselves online so as long as they make it that far everything else is just a totally passive bonus.

I’d have to say that I have mixed feelings about that by the way. On one hand I think it’s great the the admin has come up with such a good variety of plans for for the investors, and all of them have their benefits. But I’m not entirely sure about tacking a no expiry plan on to two short term ones. The problem is that if you join a plan with a fixed expiry date and you profit from it, then fine. If you like it and want to try again then you have to re-deposit and bring fresh money back into the program. If you prefer not to redeposit, then that’s ok too. Take your money and leave. But with a no-expiry plan SMRTrade have to a certain extent just taken on a debt to be serviced everyday, regardless of how much it’s bringing in. With the first two plans if you want more money you need to spend, but with this plan you don’t. And if fewer members re-invest on expiry, or if SMRTrade just have a quiet few days, I just wonder how much of a drain this will put on their resources and the cash to pay investors in the “active” plans.

The security of the SMRTrade website is well up to standard. It’s pretty good in fact with hosting provided by Koddos who are keeping them on a dedicated Staminus server. The script is licensed from GoldCoders and the website is protected with SSL encryption from GeoTrust. Customer support is available through the online e-mail ticketing system.

As far as any kind of business model goes, this one is really a fairly standard online HYIP. There is a few lines about SMRTrade and there business on the home page and basically that’s how I understood it. There’s certainly nothing else there and the FAQ page even mentions “HYIP” experts. So it’s fair to say an investment here is a high risk. SMRTrade won’t be around forever but there is generally a point up to which any given HYIP is profitable to those who joined before that point, be it days, weeks, months, or years. If you like them you may wish to either join now or wait to see how well the first on expiry payouts go first if you prefer. I’ll let you know about that right here on MNO, but either way keep it affordable and as part of a more diverse portfolio.

FAQs.

How can I invest with SMRTrade.com ?
To make a investment you must first become a member of SMRTrade.com hyip. Once you are signed up, you can make your first deposit. All deposits must be made through the Members Area. You can login using the member username and password you receive when signup.

I wish to invest with SMRTrade.com but I don't have an any ecurrency account. What should I do?
You can open a free LR account here: www.libertyreserve.com
You can open a free PM account here: www.perfectmoney.com


How do I open my SMRTrade.com HYIP Account?
It's quite easy and convenient. Follow this link, fill in the registration form and then press "Register".

Which e-currencies do you accept?
We accept Perfect Money, Liberty Reserve, e-currencies.

How can I withdraw funds?
Login to your account using your username and password and check the Withdraw section.

How long does it take for my deposit to be added to my account?
Your account will be updated as fast, as you deposit.

How can I change my e-mail address or password?
Log into your SMRTrade.com account and click on the "Account Information". You can change your e-mail address and password there.

What if I can't log into my account because I forgot my password?
Click forgot password link, type your username or e-mail and you'll receive your account information.

Does a daily profit paid directly to my currency account?
No, profits are gathered on your SMRTrade.com account and you can withdraw them anytime.

How do you calculate the interest on my account?
Interest on your SMRTrade.com HYIP account is acquired Daily and credited to your available balance at the end of each day (except the fixed term plan).

Can I do a direct deposit from my account balance?
Yes! To make a deposit from your SMRTrade.com HYIP account balance. Simply login into your members account and click on Make Deposit ans select the Deposit from Account Balance Radio button.

Can I make an additional deposit to SMRTrade.com HYIP account once it has been opened?
Yes, you can but all transactions are handled separately.

After I make a withdrawal request, when will the funds be available on my ecurrency account?
Instantly. But sometimes it may take up to 24 hours.

How can I change my password?
You can change your password directly from your members area by editing it in your personal profile.

Can I lose money?
There is a risk involved with investing in all high yield investment programs. However, there are a few simple ways that can help you to reduce the risk of losing more than you can afford to. First, align your investments with your financial goals, in other words, keep the money you may need for the short-term out of more aggressive investments, reserving those investment funds for the money you intend to raise over the long-term. It's very important for you to know that we are real traders and that we invest members' funds on major investments.

How can I check my account balances?
You can access the account information 24 hours, seven days a week over the Internet.

May I open several accounts in your program?
No. If we find that one member has more that one account, the entire funds will be frozen.

How can I make a spend?
To make a spend you must first become a member of SMRTrade.com HYIP. Once you are signed up, you can make your first spend. All spends must be made through the Member Area. You can login using the member username and password you received when signup.

Who manages the funds?
These funds are managed by a team of SMRTrade.com HYIP investment experts.