So to start with TopEarnClub has two short term plans for you to choose from. One that makes daily payments that include your principal and another riskier plan that pays you a larger once off lump sum on expiry. I say it’s riskier but actually both are very affordable, so the risk to you personally is entirely a matter of personal choice.

The first plan, or just Plan One as they call it, is open to deposits starting from a minimum of $5 and up to a maximum of $5,000. The investment term runs for 7 days and during that time TopEarnClub will make daily interest payments of 18% of your principal. And as I already said your principal does not get returned so is already counted as part of the payments. If you were to take a practical example of let’s say a $100 deposit, TopEarnClub would pay you $18 per day allowing you to break even and see your first profit after six days and finish the plan with a total return of $126 which is 26% profit.



Plan Two also runs for a term of 7 days but this time you just get paid once on expiry. Obviously there is a greater risk involved but TopEarnClub do make it a bit more profitable. So if you like a gamble then it’s up to you if you think it’s worth it or not. The minimum spend is still only $5 so you don’t have to get too serious here either and the maximum is still $5,000. The return paid on expiry is 135%, so the same hundred bucks spent here brings back 35% profit this time.

The list of payment options is pretty good by any standards but especially so for a short term HYIP like this one and includes some verified processors. You can join TopEarnClub through AlertPay, GlobalDigitalPay, LibertyReserve, PerfectMoney, or StrictPay. So I’m pretty sure that list is good enough to attract a lot more attention from a wider variety of investors. Payments are made manually so you’ll have to request them. The admin says he can get everything processed within 12 hours.

The security of the website is also a bit above the average short term HYIP with TopEarnClub using SSL encryption from Comodo to protect your account and keep your transactions safe. Koddos are the hosting provider and they have TopEarnClub on a dedicated Staminus server. The script is licensed from GoldCoders and you may contact the admin with any questions through the online support ticketing form on the contacts page.

As far as a business plan goes, well, there isn’t one. Or at least if there is then they don’t mention what it is. But personally I don’t have a problem with that. HYIPs in general are best viewed as a form of gambling and TopEarnClub don’t seem to try and disguise that. One thing that I most certainly not agree with however is that you look on this as the “steady daily income” that the admin describes it as on the homepage. A place to make a fast couple of bucks at a high risk maybe, but not a secure source of income. So don’t put yourself into a position where you find yourself depending on this or any other online game to meet any serious financial commitments you may have right now.

But that’s not to say TopEarnClub can’t be a fun way to supplement your main source of income either. You can if you wish wait another couple of days until you are sure the first cycle gets completed and the first investors are in profit, but if you like what you see then I strongly suggest you not wait too long after that before joining. Just keep it affordable and keep it fun.

FAQs.
The following questions and answers relate to TopEarnClub.

1. When was TopEarnClub started?
Our official online launch date was 12th March 2010.

2. What is TopEarnClub?
TopEarnClub is an executive club for online investor around the globe. As a member of TopEarnClub you are allowed to invest certain amount of money (from $5 to $5000) into our club, which will be used to generate profits for all members of TopEarnClub.

3. How to join TopEarnClub?
You need to create new account with us, fill the registration form on Registration page.

4. Which e-currencies do you accept?
We accepts LibertyReserve, AlertPay, StrictPay, PerfectMoney and GlobalDigitalPay.

5. What are the plans TopEarnClub offers?
TopEarnClub offers two investment plans to its members;
18% daily for 7 consecutive days. Principal included on daily payout, Your total return is 126%, where 26% is your clear profit.
135% after 7 days. Principal included, Your total return is 135%, where 35% is your clear profit.

6. What is the minimum and maximum deposit amount?
The minimum deposit amount is $5 and the maximum deposit amount is $5000.

7. Can I have more than one active investment at a time?
Yes, you may make as many deposits as you want, however take into account that the maximum total active investment amount you may have must not exceed $5000.

8. After I make a withdrawal request, when will the funds be available on my e-currency account?
Withdrawal request will be processed within 12 hours. In most cases, you will be very surprised and pleased with our response time.

9. May I open several accounts in your program?
No, only one account per member is allowed.

10. Do you have any affiliate program?
We offer 5% affiliate commission for each deposit your referral make. You need to make at least 1 investment from your account in order to join our affiliate program.

11. I have a question that i can't find the answer here.
If you can't find the answer of your question on this page, please do not hesitate to contact us.